It turns out that in applying for housing where they pulled credit scores to see if we qualify, each pull has lowered my credit score.
So, when I went to the bank to see if I qualified for a credit card loan to pay off old small debts to increase my credit score, the higher number that I had worked to attain had been lowered – and now the bank’s hard pull has lowered it further!
A hard pull – whether approved or denied – stays on your report for 2 years.
So our chance of getting housing now under better credit score numbers – which I have worked diligently toward – is officially BORKED!!!
Here is a prime example of why those in poverty in America get stuck in poverty, regardless of their abilities, merits, or efforts.
It’s all about “credit:” if you have money, you get to promote your position. If you don’t have extra money at hand, good luck getting ahead!
